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Credit Card Fraud Lawyer Miami

Miami Credit Card Fraud Defense Lawyer

Experienced criminal defense attorney specializing in federal crimes

Most adults own at least one credit or debit card. Payment cards offer a convenient way to purchase goods and services and pay expenses without carrying cash. Nowadays, payment cards allow consumers to conduct transactions without being physically present at a place of business. Criminals leverage the widespread use of credit and debit cards to defraud financial institutions and everyday people. Payment card fraud occurs when an individual uses someone else’s card to purchase goods or services without the cardholder’s authorization. In elaborate credit card theft schemes, tracking down the culprit can be challenging for law enforcement agencies. If you have been accused of credit card fraud, contact a Miami defense attorney to protect your rights.

Types of credit card fraud

Although laws against payment card fraud cover debit and credit cards, the offense is known more commonly as “credit card fraud.” Often classified as a type of identity theft, credit card fraud can take many different forms, including:

  • physically stealing a payment card
  • using someone else’s card to make purchases without permission
  • using a card someone else lost or misplaced
  • buying or selling stolen cards
  • stealing a payment card by copying the account information

If convicted, a defendant who has been charged with credit card fraud may be sentenced to jail or prison and ordered to pay a steep fine for each count. Our attorney represents people who are accused of payment card fraud in Miami.

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Credit card theft

Criminals employ many different tactics to gain access to other people’s payment cards. The most basic way of stealing a card is to physically steal a card from someone’s home or out of a wallet or purse. The advancement of digital technology has given way to thieves having many more ways of effectively stealing a payment card. Thieves use digital scanners and install devices on ATMs and gas station payment terminals. The scanners capture credit card users’ account details when they swipe their card. Criminals also outfit ATMs and payment terminals at gas pumps with cameras that record customers’ credit card information.

Buying or selling credit cards

Credit card theft rings engage in the practice of stealing identities, ordering duplicate cards, opening unauthorized accounts, and ultimately selling stolen credit card accounts. Buyers purchase stolen accounts and use them to make purchases without having any impact on their own financial record. Catching a credit card thief often requires investigating and tracking one or more criminal organizations. Identity theft rings may involve multiple people. People who are involved in credit card fraud and identity theft sometimes share the proceeds of their crimes with their friends and family members.

People who have close relationships with members of credit card fraud rings may be unaware of the illegal activity. Therefore, they may receive a stolen credit card from their friend or loved one and risk attracting the attention of law enforcement each time they use the card.

If you or someone you know may be under investigation for receiving a stolen credit card, contact a Miami credit card fraud defense lawyer. An attorney can help you clear your name and potentially avoid federal and state criminal prosecution.

Using someone else’s card for unauthorized purchase

In some cases, cardholders may give someone permission to use their payment card for a specific purpose. If the trusted party uses the card for an unauthorized purpose, the cardholder may report the transaction as fraudulent. Many banks and credit card companies require cardholders to file a police report when they report that someone else has been using their card without permission.

If you have been accused of credit card theft for using someone else’s card with their permission, contact a Florida defense attorney. Credit card fraud requires the accused party to have had intent to engage in an act of deception for financial gain. You may be able to avoid criminal charges even if the cardholder changed their mind and revoked permission after you made a purchase. Your lawyer will help you establish your case by proving you had no intent to commit a crime.

Credit card fraud and related charges

When a prosecutor charges a defendant with credit card fraud, there are often other accompanying charges. If the defendant played a role in stealing a credit card or otherwise illegally obtaining the card, he or she may be accused of identity theft. People who are involved with schemes that use email or fake websites to steal account information may be charged with wire fraud. Because credit cards are issued by banks, the prosecutor may also charge the defendant with bank fraud.

Credit card fraud and related charges can add up quickly. Defendants in Miami credit card fraud cases require the personalized advocacy and representation of a criminal defense attorney.

Miami defense attorney for credit card fraud cases

Defendants in criminal cases are constitutionally entitled to have an attorney represent them in court and when communicating with law enforcement. Although public defenders are available to everyone, serious offenses require more individualized legal representation.

Retaining your own Miami defense lawyer offers several advantages. Our attorney has a proven track record in successfully representing defendants in credit card fraud cases. We will give your case the time and attention it needs in the interest of achieving the best possible outcome for you. We will also leverage our extensive professional network and resources to help you establish your case.

If you are under investigation, but you haven’t been charged with a crime, we will protect you during the investigative stage. Our attorney will help you navigate conversations with the police and help you avoid self-incrimination. We will go the extra mile to prevent law enforcement from overstepping and violating your constitutional rights.

Credit card fraud accusations can negatively impact your reputation and future employment prospects. If you are facing a credit card fraud charge, contact us to learn more about how we can help. Our compassionate team will examine the facts of your case and provide a legal evaluation.

AVAILABLE 24x7
Serious federal cases only.

AVAILABLE 24x7
Serious federal cases only.

AVAILABLE 24x7
Serious federal cases only.

AVAILABLE 24x7
Serious federal cases only.

AVAILABLE 24x7
Serious federal cases only.

AVAILABLE 24x7
Serious federal cases only.

AVAILABLE 24x7
Serious federal cases only.

AVAILABLE 24x7
Serious federal cases only.

AVAILABLE 24x7
Serious federal cases only.